Bought a property in Croatia and need to open a bank account for current payments? The process is not complicated and the bank can arrange everything relatively quickly.


To open a bank account for foreigners in Croatia you will need to be issued your own OIB number (Osobni Identifikacijski Broj). You will also need a valid passport or ID card. You will need to fill in a form or application for opening a bank account for foreigners. You can download the form online on the bank’s website or obtain it in person at the bank. You may be able to speak good Croatian, but most staff working in banks speak good English or German, so you shouldn’t have any problems communicating. The process is fairly quick.


It is advisable to have an account in a Croatian bank because of SEPA payments in order to transfer funds from one account to another, for payment of current charges related to the operation of the property, advance payments for electricity, water, garbage collection, etc.


Most banks offer online payment services and mobile banking, which is especially handy for paying bills. You simply scan the payment using the QR code found on every payment order and the payment details are automatically filled in, then you just need to authorise the payment, click to send and that’s it 🙂

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